MHIC — Home Improvement Contractor MHIC✓ Verified
Issuing authority: Maryland Home Improvement Commission
Renewal cycleEvery 2 years
CE requiredNone
Bond / suretySurety bond of at least $20,000 accepted in lieu of $20,000 net-worth showing; Guaranty Fund assessment also collected.
Insurance$500,000 general liability minimum (Md. Bus. Reg. §8-302.1, effective 2024-06-01; raised from $50,000) — must be maintained at all times; notify MHIC before any lapse or cancellation.
Renewal details, what you'll need & where to file
About the CE rule: No continuing-education requirement to renew an MHIC license — renewal is the fee plus proof the bond and insurance remain in force (MHIC education page: labor.maryland.gov/license/mhic/mhiceduc.shtml). Verified against the board's published page 2026-06-30; confirm directly with MHIC before relying on it for compliance.
If you miss the deadline
No statutory grace period after expiration — an expired license is void. Reapplication wait period can be 6+ months for denials.
What you'll typically need
- Your MHIC license / registration number
- Current general-liability insurance certificate
- Bond / surety on file
- The renewal fee (confirm the current amount with the authority)
Where to file
General guidance — always confirm the exact requirements with the issuing authority before paying or submitting.